got a secured credit card from bank of america

CapitalOne is a great place to start if you're looking to rebuild your credit. Depending on which card you apply for, you can determine the amount for your initial deposit. I started with a $50 deposit for the CapitalOne Secured Platinum and was given a credit line of $250. It will be a start to something better

BofA offers unsecured credit cards without having a SSN or ITIN

can i have a prepaid credit card with no social security included


The Financial Crimes Division (FCD) plans, reviews, and coordinates criminal investigations involving Financial Systems Crimes, including bank fraud; access device fraud; telemarketing; telecommunications fraud (cellular and hard wire); computer fraud; automated payment systems and teller machines; direct deposit; investigations of forgery, uttering, alteration, false personification, or false claims involving U.S. Treasury Checks, U.S. Savings Bonds, U.S. Treasury Notes, bonds, and bills; electronic funds transfer (EFT) including Treasury disbursements and fraud within Treasury payment systems; fraud involving U.S. Department of Agriculture Food Coupons and Authority to Participate (ATP) cards; Federal Deposit Insurance Corporation investigations; Farm Credit Administration violations; fraud and related activity in connection with identification documents and fraudulent commercial, fictitious instruments, foreign securities. The Division also coordinates the activities of the U.S. Secret Service Organized Crimes Program, and oversees money laundering investigations. (U.S. Secret Service, 2006, Financial Crimes Division Mission Statement).


It could be because, in Canada, as a student you are still issued with a SIN number that starts with a 9 where banks clearly identify you as a non immigrant of Canada on Student Visa. Thus you received Credit Card. That temp SIN was used as your identification.
Since you have no such identification in USA, they might not be accepting your application. If you have a SSN or at least an ITIN (Individual Taxpayer Identification Number), they can sufficiently identify you and thus provide SECURED or UNSECURED card of THEIR choice.


The Secret History of the Credit Card Essay 616 Words | 3 Pages. turned the credit card business, which before was losing money, into an immensely profitable business.

... tickets online, or place an advanced order for something, there is a very good chance a credit card number will be required. Yet, credit cards are relative newcomers to the world of credit. In this article we will explore how credit cards evolved from flimsy strips of cardboard into a trillion-dollar empire. Credit Cards: A Brief History :- The idea of lending money through a card goes as far back as the 1800s. According to the 2005 FDIC Banking Review's paper called "Overview of Recent Developments in the Credit Card Industry", merchants and financial intermediaries provided credit for agricultural and durable goods. The cards soon began to spread to other industries. Hotels and department stores presented their most valued customers with paper identification cards. The cards were mostly used at that one location; however, some local merchants would accept the competitors' card. It wasn't until the late 1950s that Bank of America (NYSE:BAC) introduced the BankAmericard, the first general purpose credit card. The bank created a separate credit card operation entity that in the mid 1970s became known as VISA (NYSE:V). In 1966, competing banks spawned rival cards as a result of Bank of America's success. This network of bank owners later created an association that came to be known as MasterCard (NYSE:MA). Throughout the years, the credit card industry has been the subject of much...
Think of a secured credit card as plastic with a parachute. Allow us to explain.

Secret History Of The Credit Card | FRONTLINE | PBS

FRAUD MANY OF MY FRIENDS and acquaintances are still reluctant to use their credit-card numbers on the Internet, even to buy from well-known merchants over secure connections, and even when their credit-card issuers offer full protection against ...

Got bad credit You can still get an unsecured credit card to build your scores back up.

History of the Use of Credit Cards Essay 1672 Words | 7 Pages

But Clinton could not avoid his personal demons. In the midst of the government shutdown, he had an affair with a twenty-two-year-old White House intern. When the information was raised by a Special Prosecutor investigating the Clintons for a real estate venture in Arkansas, Clinton chose to lie, under oath, about the affair. Soon there was another Congressional impeachment process underway, and Bill Clinton became the second president in history to be indicted by Congress and brought to trial before the United States Senate. (Nixon would have been the second, but he resigned.) In the end, Clinton survived. In the view of the Senate and of over 65 percent of the American people, the affair and his perjury was not the “high crime and misdemeanor” that the Founding Fathers had in mind when they created the impeachment clause. Nevertheless, Clinton largely undermined his second term in the White House and tarnished one of the most effective presidencies of postwar America.

Got bad credit You can still get an unsecured credit card to build your scores back up.

Secret History of the Credit Card

Currently over 20 Electronic Crimes Task Forces and Electronic Crimes Working Groups spanning the entire nation (see “United States Secret Service”. Wikipedia, the free encyclopedia, February 15, 2007). III. Discussion The New England Electronic Crimes Task Force are the USSS, ICE, DOT, IRS, ATF, DOD and local departments such as Norwood, Medford, Boston, and Cambridge. At present, there are high tech crime trends that are occurring like credit card skimming/parasitic devices, phishing scams; network intrusion and identity theft (see “United States Security Service”. New Standard Encyclopedia, pp. 654-657).